Remove debt. Boost your credit. Get back on track.

You've heard the rumors about what you should and shouldn't do to repair your credit. But most of them are exactly that- just rumors. There are so many mixed messages swirling out there, you probably have more questions than answers. You may wonder: Is it really ok to check my credit history? Which accounts do I keep open? When does a credit report expire? What does it mean that my credit score is 700, 554. or 362? And who looks at my credit score?

At Life Is Credit, we'll answer your questions. We'll give you the facts. And we'll demystify credit reports and credit scores.

We'll tell you what makes a healthy credit profile, and how often is too often to apply for new credit. We'll explain what kind of balances you should aim for. We'll help you navigate the credit report maze and give you the truth about credit reporting agencies. In short, we'll give the knowledge you need to repair your credit, pay off your debt, and establish a good financial standing.

Here are some of the steps we'll take you through:

• Get the Facts
   

  • The first step to repairing your credit is to get a clear picture of your credit profile. You supply us with three credit reports (one from each of the main credit agencies), and we we'll gather a complete picture of your credit.
     

• Right the Wrongs
   

  • We'll identify inaccuracies and errors on your credit report- and then we'll correct it. Six weeks after enrolling with us, you will receive a current copy of your credit report, which will show your true credit history.
     

• Plan of Action
   

  • With your needs in mind, we'll set reachable goals. We create personalized effective, doable steps for you to take in order to remove the problems in your credit score.
     

• Settle Your Debts
   

  • We work with you, one-on-one, to start the process of settling your debts, we work with you on all of your debts, from small to large, to reduce them to the lowest amount possible.